Steps of purchasing

Speak to Nationwide as we have access to independent financial advisors for unbiased advice across the entire market to find the best mortgage deal for you.

Submit your dream home requirements, in branch, over the phone or online. This allows us to keep you up to date with continual contact. We know the local property market inside out and can email new property brochures directly to you the day they come to the market.

We’ll search our database and text, email or call you about properties that meet your criteria. Keep an open mind — putting your stamp on a house could unlock its potential. Ring our friendly, professional negotiators to book viewings, we will work around your busy schedules.

You’ve found your dream home ….Fantastic! We will put forward your offer to the vendor and work with you to secure your purchase.

If you need help finding a solicitor, Nationwide has access to several local Solicitor Firms who we know and trust. They will look after you and provide a level of service equal to our own high service levels.

At this stage, our dedicated sales progression team will look after your purchase. We’ll keep you updated during every stage of this process.

Your mortgage lender will carry out a survey on the property and advise on the value – if satisfactory, a formal offer is sent to you and your solicitor.

The exchange happens after searches are received, enquiries answered, mortgages in place and any preliminary work completed. Once you have exchanged, you have committed to the sale and a completion date will be agreed.

The balance of the mortgage/monies are transferred to the vendor’s solicitor’s account. You will be contacted when the money is cleared so we can release the keys to your new home to you and you can move in!